Insurance Data Science Analytics and Loss Control Services

End-to-End, technology-driven services geared toward insurance carriers, brokers, and auto policy holders for collaboration to help lower costs, reduce liabilities, and minimize risks.

Member of the PIA National Tech Council

Harness Demonstrated Predictive Potential

Through collaborative learning, Carriers, Brokers and Policyholders can acknowledge their needs and differences to enhance decision-making, productivity, lower costs and optimize the insurance experience

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Automate Workflows That Provide Immediate Value Across Loss Control, Claims, Underwriting, Brokers, Agents, and MGAs

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    Reduce loss frequency & cost of claims
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    Price premiums more effectively
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    Identify opportunities for reducing risk
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Enhance Clean Applications Through Improved Safety Scores and Driving Trends

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    Retain clients
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    Introduce technology and analytics
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    Provide driver safety training
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Change Your Risk Profile and Reduce Premiums

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    Implement driver safety training programs
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    Identify patterns that indicate poor or dangerous driving habits
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    Showcase driver safety scores and improved driving trends
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Graphic explaining benefits for insurance brokersGraphic explaining benefits for auto policy holders
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Insurance Carriers

Automate Workflows That Provide Immediate Value Across Loss Control, Claims, Underwriting, Brokers, Agents, and MGAs

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    Reduce loss frequency & cost of claims
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    Price premiums more effectively
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    Identify opportunities for reducing risk
Insurance Brokers

Enhance Clean Applications Through Improved Safety Scores and Driving Trends

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    Retain clients
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    Introduce technology and analytics
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    Provide driver safety training
Auto Policy Holders

Change Your Risk Profile and Reduce Premiums

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    Implement driver safety training programs
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    Identify patterns that indicate poor or dangerous driving habits
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    Showcase driver safety scores and improve driving trends

Insurance Connected Telematics

Mitigate Risk with Insurance Telematics.

See how Azuga scoring models improve your loss ratio, mile after mile.

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    Real-Time Vehicle Location/Status
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    Driver Behavior (Harsh Braking/Rapid Acceleration)
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    Diagnostic Trouble Codes (DTC’s)Dash Cams
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    Undeniable Witness Evidence
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    Exonerate Drivers
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    Reduce Claim Processing Delays
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    Protect Against False Claims
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    Driver Rewards Program
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    Driver Score Card Data Becomes an Incentive
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    Electronic Gift Cards Via Mobile
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    Gamifies and Gets Drivers Engaged
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Safety IQ

Safety IQ enables insurers to integrate telematics data from multiple sources into their loss control, claims, underwriting, and data science workflows.

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    Harmonize direct measurement of behavior and risk data from multiple telematics providers and mobile data providers into a single, unified stream.
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    Safety benchmarking and manage fleet risk to reduce losses and change driver behavior.
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    Visualization of your insured fleet and contextualize their telematics with rich traffic, weather, accident, road quality, & other 3rd party data sources.
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    Reconstruct trips and analyze events for risk assessment and management.
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Analyze Notable Driving Events

Distill and analyze those measurements to identify patterns that indicate poor or dangerous driving habits, such as distracted driving, harsh braking, and excessive speeding.

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Showcase Your Safety Track Record

Provide consultative insights and action plans to your clients. Analyze driving behavior, fleet characteristics, & route quality of prospective policyholders before you quote or renew.

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Automate Risk Control

Receive actionable insights on risk across all insured fleets. Accelerate loss control with data on driving behavior events; share insights to reduce claims.

Safety IQ

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Multi-TSP/OEM Harmonization

Harmonize data from multiple telematics providers into a single, unified stream.

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Extensive Data Enrichments

Contextualize your policyholders’ telematics with rich traffic, weather, accident, road quality, & other 3rd party data sources.

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Scale Data Volume & Velocity

Scale effortlessly. Built by a team of industry-leading big data researchers and software veterans, our platform can handle telematics at any scale.

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Extensive Customizability

Wield complete, end-to-end control over data infrastructure, model inputs, & analytics.

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Cloud Agnostic Support

Integrate seamlessly with your infrastructure. We support both on-premise & all major cloud computing including AWS, Google Cloud, and Azure.

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Unrestricted Data Access

Receive uninhibited access to both enriched and raw data.

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Multi-TSP Integration

Generate a unified view of your insured population, regardless of where the telematics comes from.

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Automated Fleet Assessment

Analyze driving behavior, fleet characteristics, & route quality of prospective policyholders before you quote or renew.

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Crash & Event Explorer

Automatically initiate FNOL and review the crash data to inform claims handling.

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Workflows & Alerts

Set up alerts and webhooks based on objectives & constraints (e.g., geofences, noncompliance).

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Intelligent Risk Control

Accelerate loss control with data on driving behavior events; share insights to reduce claims.

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Automated Factor Collection

Empower agents and underwriters to collect mileage, garaging, and other factors directly from the vehicle.

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Jackie Forman
CEO at Company
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Onsite Inspection Survey

Onsite surveys involve a physical inspection of the insureds fleet. Ensure your commercial vehicles are not pushed past their limits. Our expert inspectors will provide comprehensive inside and out documentation with emphasis on wear and tear.

Upon departure, a completed survey will include reports of unsafe parts and accessories along with photo documentation.

Outsourced Fleet Safety Program

In our initial educational consultation, we delve into your company's unique driver safety culture to pinpoint key areas of focus. Our goal is to identify and address potential risks posed by drivers within your organization. We conduct a thorough evaluation of your existing advanced telematics systems or explore the integration of new systems for enhanced efficiency. 

Beyond assessment, our services extend to comprehensive education and training programs. We empower your company with insights on driver rehabilitation and coaching strategies. Through our expertise, we guide you in developing a robust driver safety training program tailored to your organization's specific needs. Our collaborative approach ensures that your team is well-equipped to foster a culture of safety on the road.

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Digital Driver Risk Management

eDriving smartphone solutions are geared towards commercial fleets with Mentor and consumers with Mentor Defender.
They not only identify risky driving behavior, but also remediates it with micro-training, coaching, rewards, and gamification, and supports drivers and managers with unsurpassed professional services.

Features & Benefits
All-in-one driver performance management portal
  (Virtual Risk Manager)
• Validated, predictive FICO® Safe Driving Score identifies drivers’ likelihood to be involved in future collisions
300+ eLearning modules address drivers’ specific risk factors
Distraction behaviors detected include calls, texting, emailing and handling/interacting with the phone
• Gamification and rewards opportunities encourage continuous improvement and engagement
SOS Integrated emergency response services, powered by Sfara and Bosch
Driver Event Report for crash, incident, near miss, or license violation
Continuous Driver Licenses Monitoring (MVR)*
Pre & Post Trip Vehicle Inspection*    
                                                                   * Commercial accounts

Defensive Driving E-Lessons

Defensive Driving E-Lessons are offered to both drivers and management. Our lessons are available in multiple languages.

We target our training based on high-risk drivers to rehabilitate and coach through e-learning.

Choose from preselected packages for new or tenured drivers, unlimited access to our library via monthly membership or purchase individual lessons.

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MVR Compliance & Reporting

Our eDriverFile System by SafetyFirst will enable your organization to streamline consistent enforcement of your corporate driver safety policies. From the initial hiring process to managing ongoing renewables, the system will help you efficiently manager your drivers.

Continuous motor vehicle records (MVR) monitoring allow fleet managers to receive daily updates on employee license status, citation activity, medical certificate status and even compliance safety accountability (CSA) infractions to ensure the safety and compliance of your working fleet.

Combining this service with driver behavioral monitoring tools is the ideal fleet safety program for ensuring safety and compliance, effectively analyzing drivers’ risk profiles, and ultimately reducing a company’s overall risk and liability.

OSHA Reports Motor Vehicle Crashes are Costing Employers $60 Billion Annually in Medical Care, Legal Expenses, Property Damage, and Lost Production Alone.

Learn how you can manage your risks, reduces loss frequency and cost of claims by 50%