Insurance Data Science Analytics and Loss Control Services

End-to-End, technology-driven services geared toward insurance carriers, brokers, and auto policy holders for collaboration to help lower costs, reduce liabilities, and minimize risks.

Harness Demonstrated Predictive Potential

Through collaborative learning, Carriers, Brokers and Policyholders can acknowledge their needs and differences to enhance decision-making, productivity, lower costs and optimize the insurance experience

Photo insurance carriers graphic

Automate Workflows That Provide Immediate Value Across Loss Control, Claims, Underwriting, Brokers, Agents, and MGAs

  • check
    Reduce loss frequency & cost of claims
  • check
    Price premiums more effectively
  • check
    Identify opportunities for reducing risk
Graphic explaining benefits for insurance brokers

Enhance Clean Applications Through Improved Safety Scores and Driving Trends

  • check
    Retain clients
  • check
    Introduce technology and analytics
  • check
    Provide driver safety training
Graphic explaining benefits for auto policy holders

Change Your Risk Profile and Reduce Premiums

  • check
    Implement driver safety training programs
  • check
    Identify patterns that indicate poor or dangerous driving habits
  • check
    Showcase driver safety scores and improved driving trends

Insurance Telematic ToolKit - Measure Driver Behavior & Mitigate Risk with an All In One Platform

The ultimate Insurance Telematics Data Toolkit that enables insurers to integrate telematics data from multiple sources into their loss control, claims, underwriting, and data science workflows.

  • check
    Harmonize direct measurement of behavior and risk data from multiple telematics providers and mobile data providers into a single, unified stream.
  • check
    Safety benchmarking and manage fleet risk to reduce losses and change driver behavior.
  • check
    Visualization of your insured fleet and contextualize their telematics with rich traffic, weather, accident, road quality, & other 3rd party data sources.
  • check
    Reconstruct trips and analyze events for risk assessment and management.
Photo mockup of the insurance telematic toolkit
search

Analyze Notable Driving Events

Distill and analyze those measurements to identify patterns that indicate poor or dangerous driving habits, such as distracted driving, harsh braking, and excessive speeding.

verified_user

Showcase Your Safety Track Record

Provide consultative insights and action plans to your clients. Analyze driving behavior, fleet characteristics, & route quality of prospective policyholders before you quote or renew.

emergency

Automate Risk Control

Receive actionable insights on risk across all insured fleets. Accelerate loss control with data on driving behavior events; share insights to reduce claims.

star

Multi-TSP/OEM Harmonization

Harmonize data from multiple telematics providers into a single, unified stream.

auto_fix_high

Extensive Data Enrichments

Contextualize your policyholders’ telematics with rich traffic, weather, accident, road quality, & other 3rd party data sources.

trending_up

Scale Data Volume & Velocity

Scale effortlessly. Built by a team of industry-leading big data researchers and software veterans, our platform can handle telematics at any scale.

highlight

Extensive Customizability

Wield complete, end-to-end control over data infrastructure, model inputs, & analytics.

cloud_done

Cloud Agnostic Support

Integrate seamlessly with your infrastructure. We support both on-premise & all major cloud computing including AWS, Google Cloud, and Azure.

dns

Unrestricted Data Access

Receive uninhibited access to both enriched and raw data.

addchart

Multi-TSP Integration

Generate a unified view of your insured population, regardless of where the telematics comes from.

assessment

Automated Fleet Assessment

Analyze driving behavior, fleet characteristics, & route quality of prospective policyholders before you quote or renew.

policy

Crash & Event Explorer

Automatically initiate FNOL and review the crash data to inform claims handling.

tips_and_updates

Workflows & Alerts

Set up alerts and webhooks based on objectives & constraints (e.g., geofences, noncompliance).

document_scanner

Intelligent Risk Control

Accelerate loss control with data on driving behavior events; share insights to reduce claims.

share_location

Automated Factor Collection

Empower agents and underwriters to collect mileage, garaging, and other factors directly from the vehicle.

SystemFlow Logo

"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere."

Avatar 1
Jackie Forman
CEO at Company
Photo of man performing an onsite survey of commercial vehicle

Onsite Customized Survey

Onsite surveys involve a physical inspection of the insureds fleet. Ensure your commercial vehicles are not pushed past their limits. Our expert inspectors will provide comprehensive inside and out documentation with emphasis on wear and tear.

Upon departure, a completed survey will include reports of unsafe parts and accessories along with photo documentation.

Web Conference Survey

Over the phone/web conference involves an evaluation of the insureds fleet. Our safety specialists will document a company’s current driver safety training programs, driver vehicle inspection reports (DVIR) and maintenance practices.

Identify at risk drivers and evaluate driver behavior data to customize corrective action programs, recommend rewards and specific training to reducing risk and liability.

A detailed safety survey recommendation report will be provided to you.

Photo of a woman helping with the web conference survey
Photo of advanced telematics system for commercial vehicles

Advanced Telematics

Ensure Analytics is agnostic to telematics companies and offers consultative services to evaluate existing and/or new systems to implement.

Our fleet risk and safety specialists are thought leaders and have over 20 years experience. Businesses everywhere are using telematics to improve fleet and field operations, reduce costs, and get workers engaged in building a culture of safety.

Dual-facing cameras combine the power of road-footage with cabin-footage. Advanced Systems use Artificial intelligence (AI) and computer vision to capture instant detection HD “live video” of the road and driver. This gives you the ability to provide your drivers with in-cab coaching using audio and visual warnings for dangerous driving events.

Driver Safety Training Programs

Driver safety training programs are offered to both drivers and management. Our web-based driver safety training lessons are available in multiple languages.

We target our training based on high-risk drivers to rehabilitate and coach through e-learning. Our safety specialists will advise which of our three levels of training programs best fit your needs.

Photo of person taking a driver safety program test
Photo of officer taking license from driver

Continuous Motor Vehicle Records

Continuous motor vehicle records (MVR) monitoring allow fleet managers to receive daily updates on employee license status, citation activity, medical certificate status and even compliance safety accountability (CSA) infractions to ensure the safety and compliance of your working fleet.

Combining this service with driver behavioral monitoring tools is the ideal fleet safety program for ensuring safety and compliance, effectively analyzing drivers’ risk profiles, and ultimately reducing a company’s overall risk and liability.

OSHA Reports Motor Vehicle Crashes are Costing Employers $60 Billion Annually in Medical Care, Legal Expenses, Property Damage, and Lost Production Alone.

Learn how you can manage your risks, reduces loss frequency and cost of claims by 50%