In today’s fleet-driven world, data is everywhere—but unlocking its value requires more than simply collecting it. Safety IQ, powered by Azuga and integrated by Ensure Analytics, transforms raw telematics data into a unified risk-management and insurance-pricing advantage.
What Is Safety IQ?
Safety IQ enables insurers, brokers, and fleet operators to harmonize telematics data from multiple sources into a single, powerful analytics platform. Whether a fleet uses Azuga, Samsara, GeoTab, Service Titan Fleet Pro, Motive, Lytx, Verizon Connect, or Quartix, Safety IQ aggregates these feeds and delivers a consistent view of driver behavior, vehicle usage, and risk exposure.
Key capabilities include:
- Behavior & Risk Measurement – Directly benchmark driving habits (speeding, harsh braking, fatigue) across multiple telematics providers to reveal true risk profiles.
- Safety Benchmarking – Compare fleets against industry averages to identify improvement opportunities and reduce losses.
- Visualization & Context – Overlay telematics with traffic, weather, accident, and road-quality data to understand the “why” behind events.
- Trip Reconstruction – Recreate trips and incidents to support claims, underwriting, and driver coaching.
Fleet Benefits Beyond Data
Safety IQ is more than a dashboard—it’s a business efficiency tool. Fleet managers gain:
- Enterprise-Wide Visibility – Benchmark performance across brands, regions, and individual vehicles.
- Maintenance Intelligence – Dashboards track service entries, check-engine alerts, and tire pressure to lower fuel costs and improve reliability (proper maintenance can boost fuel economy by up to 40%
- Driver Productivity Metrics – Understand utilization, fatigue, and route efficiency to increase uptime and cut unnecessary miles.
Insurance Value You Can Measure
For insurers and brokers, Safety IQ is a data science engine that improves underwriting accuracy and lowers loss ratios. Highlights include:
- Milliman AccuRate™ Scoring – Generates a fleet risk score (0–1000) similar to a credit score, enabling precise, regulator-approved pricing
- Usage-Based Pricing – Carriers can reward safer driving and reduced exposure with competitive premiums.
- Broker Advantage – Agencies gain a credible story for carriers and clients, creating new business opportunities while helping fleets reduce costs.
A Win–Win for the Entire Ecosystem
- Corporate Teams: Benchmark and reduce exposure across all brands and fleets.
- Franchisees/Fleet Owners: Achieve competitive premiums and better operational control.
- Brokers & Agents: Access new data-driven business opportunities.
- Carriers: Price risk accurately and improve loss ratios.
Ready to Unlock Your Data Advantage?
Whether you manage ten vehicles or ten thousand, Ensure Analytics can help you implement Safety IQ to transform telematics data into actionable insurance value.
Schedule a Free Consultation to see how Safety IQ can help your organization reduce risk, cut costs, and drive safer, more profitable operations.
